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[quote=Anonymous][quote=Anonymous]No, I plan to self insure. I also have no interest in wasting away in diapers in a $15,009 a month memory care unit. [b]Just OD me. [/b][/quote]

Yeah um, if this is what you really want, then you need to write a super tight "do not rescucitate" will now and one that says that if you can't feed, bathe and cloth yourself, then you do not want to be offered any food or otherwise. The point, by the time you're losing it with dementia or through a fall or something else, you won't be able to assert these types of rights yourself and it's illegal for your friends and relatives to do this for you. Instead, your partner or family will end up footing the bill with your estate (or theirs) for $10-15K/month to have your diapers changed, with crappy/constantly rotating care, and no end in sight. Hell, make sure you have a really good power of attorney because it's a huge PITA for anyone who is just trying to help you manage your finances if you cannot do it yourself. The fact that folks can spend their entire lives saving and then watch it squandered in months on crappy care at the end is a tragedy. And that's if you're the fortunate ones with millions in retirement savings.

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