Reply to Income 100k for 35 year old is working poor

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I believe he means that "Internet, TV, Student loans, VA Dominon Power, Cell Phone" are  $500/monthly total, and that he uses his credit card to pay for "FOOD, GAS, Metro, Drinks, going out, Door Dash" which totals $2K/month.

What's not clear is whether he's using the credit card to get points or some other rebate, etc and paying it off each month, or if those are actually costs he's carrying month to month on his credit card.

Is that a correct interpretation, OP?
[/quote]

Pretty sure the credit card is for gas, groceries, entertainment etc. Not carrying cost on a balance. I pay for everything by credit to to get the points and pay off the balance every month. I also pay my utilities and phone bills by credit. As a single I easily spend 2,000 a month on the card just for everyday living. [/quote]

Assuming that , $2K does not include rent/mortgage, that's great for you, but you are a rich spender. It's certainly not essential to having a rewarding middle class life as a single. [/quote]

This is the poster you're responding to. Out of the 2k a month on credit card this is how it breaks down, typically:

800ish for groceries etc
300 for gas / commuting costs / parking on the days I go into the office
170 for internet + phone
100 for utilities, higher in winter, lower in summer, so 100 is average
100 for pet expenditures, either pet food or a once / twice yearly pet vet visit averaged out
100 a month for social F&B, the rare lunch out with a friend, a takeway one night because I've been busy/tired, a drink at a happy hour after work once in a blue moon. I rarely eat out specifically to save money.
70 for gym membership

That's up to about 1650. But there's always something else every month, like this month is a plumber's bill. Next month is installing a new kitchen fan to replace the one that broke. Little things that come up and which can't be planned for but still happen.

You seem pretty clueless if you think this is "rich spending."

[/quote]

$800 on groceries for one person a month? Stop going to Whole Paycheck? Also yes, obviously if OP is renting they are doing home maintenance. The OP and you both seem pretty clueless about what working poor means.[/quote]

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