Reply to Income 100k for 35 year old is working poor

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Your problem is that you pay $500 a month for your cel phone. [/quote]

People seriously can't read, it's obvious OP means $500 after paying for subscriptions, Internet, TV, Student loans, VA Dominion Power and Cell Phone is $500.  That may or may not be high or not depending on the student loan.  Internet $40, say $40 for subscriptions/TV, $90 for electric, $50 for cell phone and a $280 student loan bill.

I agree with others that the credit card spending could be cut by at least $500.  I also think the car insurance is really high.  I think we pay like $900 a year and OP is paying $2,160.
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That’s an odd list of things to clump together, though.  Internet, electric, and cell phone?  Sure, you can budget all that under utilities.  TV is more in the entertainment category imo, as probably are “subscriptions.”  And student loans should really be their own category.  But I’m curious about those subscriptions—what are they for?  Streaming services?  Apps?  Games?

Also, is that credit card payment the result of credit card debt, or is OP just charging things to the card and paying it off each month?  If the former, that debt needs to be paid off.  If the latter, then “credit cards” isn’t really a category; it’s just a method of payment.  OP should probably figure out how much they’re spending on groceries vs. eating out vs. Door Dash each month.

It’s true that $100k is hardly rich in the DC area.  But it’s a damn far cry from “working poor.”
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