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Reply to "Am I overpaying my financial advisor?"
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[quote=Anonymous]OP, we went with a FA naively thinking they would beat "trading" to beat the market. All they did was put us in funds based on our risk level that they put all who have the same risk level, and that was it. I watched our money go up and down just like the rest of the market, and paid to do it! Plus, the fund fees on top of the FA fee. So we moved out to manage our own and go up and down just like they did. The difference is as I have gotten better at it, I can buy and sell on top of the main portfolio. It has been in the individual stocks that we've made the significant gains. But I am actively monitoring. [/quote]
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