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Reply to "Am I DCUM poor or DCUM middle class?"
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[quote=Anonymous][quote=Anonymous]You can’t retire with 3M, you only get 120k (4% rule) which is 28% of your current 420k HHI Don’t they recommend 80 percent of your pre-retirement income to maintain your lifestyle?[/quote] No, it’s 80% of your pre retirement spending. Lots of people don’t spend what they are making. We make similar to OP and spend $120-150k a year. [/quote]
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