Reply to College student - credit cards, limits, Ubers, food

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]UMD kid living on campus with meal plan.  We don’t give any allowance, credit card is for books, school fees, medical copays and emergencies only.  Had a summer job and still has most of the money in own accounts.  You’re giving way too much, OP.  [/quote]

We have the same deal for our 2 kids. One is in an apartment so we give her $50 a week for groceries and will do the same for our son next year when he moves to an apartment. They’re expected to work summers and make that money last all year.  If they aren’t careful, they need to get a job during the year. They have room, food, tuition and healthcare which is plenty. [/quote]

Have you accounted for inflation at all? $50 doesn't seem like much to me, so I went to the Walmart web site and started adding things to the basket. Here's what I got for $46.23 before tax (FWIW, I didn't worry about organic or avoiding prepared foods, I just got what seemed like the cheapest).

white sliced sandwich bread
1/2 lb cheese 
dozen eggs
16 oz. sliced ham
10 oz. bag of salad
bananas
carrots
5 apples 
5 lbs potatoes
hot dogs
1 lb. of chicken breasts

I guess maybe a young person who doesn't eat a lot could theoretically live on this for a week?  Two eggs for breakfast for five days and one each for the other two, ham sandwich with cheese for lunch (you'd have one thin slice of ham and cheese per day) with one piece of fruit or a carrot, a salad with a chicken breast a couple of nights, hot dogs (use the sliced bread for buns) for dinner a couple of nights, or a roast chicken breast with potatoes and carrots. This sounds like what someone who is trying to lose weight would eat. My teenage boy would starve to death.

FWIW, I had almost no money when I was in college, and I lived on Kraft Mac n Cheese and Ramen noodles.  I know it can be done. But I'm not going to make my kid do that (or work just so they can have an adequate amount of food).

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