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College and University Discussion
Reply to "Anyone else preparing to take our parent loans for 2023-2024? If so, how much"
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[quote=Anonymous]Hey OP, sorry you're receiving so much backlash. I'm assuming the "worth it" aspect is related to prestige or something noteworthy that the other options don't have. Does your kid work hard? Are they the kind of person that is driven? Then yes, take them out. Do you have a sliver of doubt that they will complete their degree or do what's necessary while there to take advantage of what you're after? Then no. Parent Plus Loans are dangerous. Look at credit unions for educational loans before doing that. My parents took one out for me and it was predatory, came due before I could even hang my cap and gown. Luckily I was able to pay it off for them. [/quote]
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