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Reply to "Feeling stuck in starter home TH"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]As someone who has stayed in her starter home for 17 years: It now feels like the smart thing to do. If there’s no super urgent reason to move, don’t move. The security is priceless. [/quote] +1. We can’t justify tripling our mortgage payments so we are staying in a house this is just fine, even though on paper we could afford a house that we would adore. It’s making me a bit more willing to invest in upgrades, nicer furniture or decor that makes me happy, to make the best of a house that wasn’t meant to be forever. [/quote] Grass is always greener. We bought a SFH when rates were low. I love my home, but I do miss the TH we had before. No maintenance, like another poster said our backdoor opened to a small patio then shared green space. It was better in a lot of ways. Kids were going from TH to TH, constant play dates, etc. We were renting so didn’t have the option to buy and nothing came up in our area during the 18 months we were putting in bids for homes. Now we have a large yard (for the area) and have to mow, deal with tree maintenance, etc. That is time and money we could be doing other things in that time. You aren’t stuck because you can afford it. Be grateful because so many people would love to be in your position. Life is way too short. So many people in my life have died way too young so I view life differently because of that. If you are miserable then buy a new house, or invest that $ and wait and buy a new house or second home in a few years. Or use it to travel or save so you can retire earlier. Make peace with whatever decision you make. [/quote] I have a TH and still have a decent amount of maintenance, my HOA is in the 200’s to pay for trash/landscaping/leaf/snow and other amenities. I’m responsible for the roof, siding, windows, etc. I have a 2 story wooden deck that has to be repaired which is very expensive. Still got all the appliances that can break and HVAC, water heater, etc. [/quote] Yep, I am also perplexed by the no maintenance comments. We own a row house and there is plenty of maintenance to deal with constantly. We have a patio with a few plants and even that requires work to look semi-decent.[/quote] A few plants is NOTHING compared to a yard. Does that not make sense? I live in TH and I have no yard to look after and I love it. I have a small garden on one side, and we have to remove some leaves from our patio each fall. Yes we had to replace our roof, which is 1/2 the size of many SFH roofs, I only have one HVAC unit to monitor. Which means=less maintenance cost. [/quote]
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