Reply to How is it possible for people to not be able to afford children?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I think it’s more that they can’t factor kids into their current lifestyle. Of course they can afford kids in the purely technical sense, but not while keeping the same standard of living or giving their future kids everything they believe is necessary.

And that’s fine. Not everyone needs to have kids, and people can choose not to do so if they don’t believe it’s the right choice for them. [/quote]

+1. This applies to any number of kids. I have two and we have budgeted for private school, expensive camps, a couple of nice vacations, adequate savings etc.- an UMC life . Three would be a stretch for us with those priorities, and our HHI is over 500k. Could we send our kids to public school and make it work? Yes, but it’s all about choices. Obviously this is different from two people making a joint 90k annually but is usually about choices.

Also, in ones mid thirties, if they’re not in a financial position to have kids, that’s kind of on them. They have been in the workforce for more than over a decade at that point. [/quote]

I work guiding adults through career changes. About half of them are immigrants with professions who had to take lower paid jobs here because that's still preferable to what they'd make in their country. Others are adults who grew up poor and had to take a lower paid job straight out of highschool which limited their education to a community college diploma that's unlikely to pay more than 45k a year and often much less. The biggest challenge for these people is they don't have a fixed schedule which further education might require and reducing hours to go back to school would also reduce their income below what they'd need to survive. We offer financial help for the transition, but there's just not enough budget for everyone that needs it.

Having a well paid career is a privilege most people don't understand they have.[/quote]

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