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Reply to "How many credit cards do you actively use? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I didn’t realize that I was such an outlier!! I have 15-20 that I use regularly[/quote] I think it is more work to keep track of all of these. Plus, can you optimize benefits doing this?[/quote] With that many cards you are really getting pretty marginal benefits. And many of them you don't need to use the card to spend anything on to get the benefits. I have an IHG and Marriott card.that I keep solely for the free annual night with each card. No spend required. One has a $49 annual fee,the other $99. So it's easy to get good value out of them. But I never use them for spending.[/quote]
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