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Reply to "How many credit cards do you actively use? "
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[quote=Anonymous][quote=Anonymous]We have 2. -AmEx Platinum that I use for most everything. -Chase Visa Sapphire Reserve that used to be our every day card, but no longer. Will probably downgrade this card when the fee payment comes up this year. I am curious why people would have 2 or more cards wit the same vendor, ie: Why have both AmEx Platinum and Gold? Or Chase different level cards?[/quote] Different bonus categories. Amex Plat isn't the best card for spending bonuses,but it does give 5x points on airfare (booked direct or with Amex), and 5x on prepaid hotels booked through Amex. Whereas the Gold gives 4x on groceries and restaurants. Combine those with a Blue Business Plus, which gives 2x on everything,and you have a pretty nice set of cards to maximize bonus categories, and they all pool together.[/quote]
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