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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Chase Freedom Unlimited – everyday spending 
Chase Sapphire Reserve – dining out and general travel 
Chase IHG One Rewards Premier – IHG hotels
Chase United Club – most United airfare
Chase United Quest – occasional United airfare
Chase World of Hyatt – Hyatt hotels
Amex Hilton Honors Aspire – Hilton hotels 
USAA Signature – backup

We earn enough rewards to take 3-4 family vacations per year with all airfare and hotel costs covered by points and miles. Five nights on average for four people. We only fly first class and stay in premium suites at upper tier hotels like Waldorf Astoria, Park Hyatt, and Intercontinental. [/quote]

Why the Quest card AND the Club card? Quest brings no additive value and has a $250 annual fee. You get 3x for United bookings on it, but get 4x on the Club card[/quote]

Because I had the MileagePlus Signature Visa predecessor to the Quest card and it carries a 22 year credit history. It otherwise sort of sucks. After I opened a Club card, Chase discontinued the MileagePlus Signature Visa. We get 10K miles on award tickets and $125 in credit against United flights, which pretty much breaks even on the annual fee. [/quote]

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