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Real Estate
Reply to "Woah, Navy Federal is hella racist"
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[quote=Anonymous]The man in the story bought a house that was listed for $415K with “over 20% downpayment” and an income greater than $100K. I found the house he bought using public record search. It matches the photo in the CNN article. He can clearly afford this house. Further, the man stated that he had no major debts and was already preapproved by NavyFed. Preapprovals always require a soft proof of income (either W2s or previous taxes) and credit check (to figure out DTI), so the bank can figure out how much to they can put on the preapproval letter. Sure, it’s not a full underwriting but they have a good ballpark of what you can afford. This guy in 2021 could easily afford a $325K mortgage. [/quote]
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