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College and University Discussion
Reply to "Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score"
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[quote=Anonymous]I replied before. I just looked up my 18 yr old son's credit report. He is 18 and a half and I added him as an AU on my card when he was 17. His score is 781. He has "excellent" in all of the areas (payment history, credit usage, etc) except total accounts. He is only an AU on one of my cards. What's interesting is under "credit age", it is listed as 11 yrs. That's how long I've had this card. So his credit is reflected in how long I'VE had this card, not how long he's been an adult. He's gotten quite a few credit card offers via email and in the mail already. He'll eventually get his own with a low limit and start using it himself.[/quote]
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