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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]we really can only afford $40k COA
HHI around $350k

Huh? Looks to me like you can afford a lot more than that. You could pay $80k and not even notice it unless there are other huge expenses not mentioned.[/quote]

That is not your concern.  They stated they can only afford $40K.  So while you might think they "could save more or cash flow more" they are not planning to do so.  It is entirely reasonable to find a school for $40K/year.  Many in the 40-100 Range will give enough merit to make it below $40K or close to it.  [/quote]

If you post it in this forum, you made it everyone’s concern, nimrod.

Hard to imagine being so bad at financial planning that you make $350k but have to cut corners on your kids education, but apparently such people exist.[/quote]

No, it does not make it everyone's concern.  They didn't post and complain "it's not fair, we cannot afford $80K/year schools"   They are being financially smart and asking questions to find good schools that will be affordable TO THEM.

You don't know why they can't cash flow it.  Maybe they have a kid who requires specialized private school or extensive medical treatments/therapies.  I know people who spend $30-40K/year on that for one kid alone.  Maybe they have a parent who they have to help support or a disabled adult sibling.

However, they are being a smart, responsible parent by searching for affordable ways to send their kid to college.  $40K is very doable.  Smart kid will get enough merit for many in the 40-100 range to be affordable.

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