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[quote=Anonymous][quote=Anonymous]Seeing house prices as they are today, how do people afford the $1M+ houses/townhomes that will amount to nearly $9K-$10K/month mortgage? Plus I see them switching to newer cars every so often. These are two income software professionals in the household, and I don't understand the math. What am I missing?[/quote]

I see these questions on here all the time and I don’t mean to be disrespectful but truthfully you are all doing this wrong.

Figure out what your goals are.

Is it to make a lot of money? Or is it to have an easy work life - govt pension, 9-5. They don’t go hand-in-hand. And these decisions often start when you are 18. Not 30 or 40.

If you can’t change your life now (by moving jobs every year or two in the private sector, and continuing to climb that ladder), make sure you point your kids in the right direction.

Not all jobs are created equal. Not all colleges are created equal. And being saddled with student loan debt is horrible for some professions and careers where you max out your salary.

There is real strategy to career planning  And net worth building, and it begins before you leave the house for college. [/quote]

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