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Money and Finances
Reply to "Can't rent because of a charge-off...what can I do?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][b]Why does the LL n eed everyones credit?[/b] What if you were moving in with your 18 y/o kid? I'd see if you can have DH apply alone.[/quote] Because they are handing over a unit or house worth $100Kx 3 or 4. OF COURSE they ask to see credit![/quote] Yeah, but why EVERYONE's credit? If DH is the one paying the rent, who cares what the SAHW or 18y/o kid's credit is? That's why I'm confused. I get the point of a credit check in general, did you choose not to read the rest of my post?[/quote] I live with my young adult dd, she was 19 when we rented our house. She's on the lease, they checked her credit and took her income info (she worked part time as she was in school). I qualified based on my own income but they still considered both of ours' credit and income.[/quote]
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