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Reply to "$1M home on $157k base compensation?-DC"
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[quote=Anonymous]Not to sound like your mother, dear, but what do your parents think? We’ve always operated on only buying a house if we can put 20% down to avoid P&I, a big extra monthly expense. If you have an earning spouse you probably would have mentioned it. I agree with the others. Buy a condo if you must ( do you need to report to an office nearby there?) and wait for appreciation gains over 2 years, then maybe jump up the ladder. You’ll spend your weekends doing maintenance and going to free museums. Not dining out and shopping. Nice to dream big, but you will be house-poor and possibly risk forfeiture if anything unforeseen happens. Also don’t know enough-your age, do you buy with a spouse, do you have a rich and generous relative in case you get in a bind? [/quote]
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