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Reply to "How much do you keep in your checking account?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]About $5,000. I use my credit card for everything and pay it in full each month so I like to keep enough for that plus anything that it coming out for automatic withdrawals (a few bills, mortgage, etc.)[/quote] What is the benefit of doing this?[/quote] Helps maintain a high credit score. Credit bureaus don't monitor debit card usage, so if you put all your expenses on a cc and pay off the balance monthly, rather than paying as you go via debit, you get the "credit" for being a timely bill payer with the credit bureaus. [/quote]
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