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Money and Finances
Reply to "How much do you keep in your checking account?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]About $5,000. I use my credit card for everything and pay it in full each month so I like to keep enough for that plus anything that it coming out for automatic withdrawals (a few bills, mortgage, etc.)[/quote] What is the benefit of doing this?[/quote] Not the PP you asked, but I also put everything that possibly can be put onto a CC on and pay it off each month. In my case, Discover gives me between 1-5% cash back on my purchases. In prior years when I was part owner in a small business and put some business purchases on the card (and got reimbused), I made as much as $1000 in cash back in a year. Now, I get about $600 a year in cash back. Definitely worth it to me. [/quote]
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