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Reply to "New mortgage at 45?"
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[quote=Anonymous]You have to ask yourself what if any impact the new mortgage will have on your retirement plans. If your goal is to have no mortgage at retirement a 30 year mortgage is not going to work. So you have to be able to afford a 15 year. That may or may not be possible. DH and I are mid-40s. We would like to move and upgrade. Even though we have a large amount of equity and could put 50-60% down on a new more more expensive house the dramatic difference in interest rates between our current mortgage and a new mortgage makes it really tough.[/quote]
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