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Reply to "What percentage of your HHI do you save for retirement at what age(s)?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Rather than what you save, look at what you have saved at diff. ages. The Millionaire Next Door model has the most aggressive savings goals - (A) - Average Accumulator of Wealth - Income*Age/10, and (B) - Prodigious Accumulator of Wealth = (A) * 2. I think a better model would be to base it on expenses. i.e. What's your annual expense as a percentage of net worth? Keep the pressure on until you get to 3% but track and measure annually. [/quote] We save more than this prodigious accumulator but struggle with daily expenses. [/quote] Save less.[/quote]
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