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Reply to "Do you cut back on 401k/IRA saving if you expect to inherit millions?"
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[quote=Anonymous]My parents (divorced) probably have about 3m assets each. They used to tell me not to worry, they were going to make sure my kids had college etc paid does well, My mom has early stages dementia and her care is currently 10k/month and will only go up from there once she needs f/t memory care. She is physically very healthy . My father married a significantly younger and healthier woman who insisted on commingling nearly all his assets with hers in the form of four jointly owned houses (i think it was a strategy ; they don’t rent them out or anything). The houses are in a joint trust that goes to whoever survives. We are fine for now but don’t make high incomes and I worry we don’t have enough in retirement and we took in too much debt with this house (spouse pushed it on me heavily) to handle a big loss (job, health m, etc). [/quote]
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