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Eldercare
Reply to "Dealing with the sadness/anger"
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[quote=Anonymous]I have hired a financial planner and the first question I asked was about long term care insurance. Conventional wisdom is it’s a “bad deal” because statistically people only live 2-3 years in assisted living/memory care. Well, that may be true but rarely does someone go from fully competent to needing memory care in my experience. Mostly there are YEARS of family members stepping in until at some point the needs become so high that they can’t stay at home. Or years of dangerous unsafe conditions… I’m looking at a One America policy with unlimited benefits. The daily rate isn’t super high but I took a hard look at my genetics and it’s not pretty. I can’t change what happens to me but I want to give my kids options. Not having options sucks. [/quote]
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