Reply to How much are you budgeting for long term or elder care?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I don’t. I’m a nurse and even the fancy places are a crap shoot.  If it gets to the point that I can’t take care of myself, I rather peace out and not be a burden to my loved ones and/or live in any type of long term facility. [/quote]

Your body doesn't let you die when you decide to die, absent a suicide. Therein lies the problem. You may want to peace out but your body is still hanging around, refusing to let go. [/quote]
Yes in cases of dementia. But I’m talking about deciding not to proceed with care and if needed, leave on my own terms if I’m cognizant things will get worse. And if I can’t make the decision-I have an Advance Directive/living will. Don’t prolong my life if my quality of life is going to suck.  Don’t put feeding tube in just to prolong the univetable if I’m old and demented. 40, have cancer, and to be here for my kids? Sure! This goes beyond just age.  Some 80-90 year olds are spry and sharp. And some are just hanging on at a LTACH/hospital/nursing home bc family wants everything done.  Don’t just have a financial plan. Have a discussion with family and have it in writting.  [/quote]

There's a big difference between being diagnosed with terminal cancer and saying I'm not going to fight it to the end just to gain six more months of pain and, say, getting PSP or Parkinsons or the myriad forms of cognitive decline. Most of the elderly people hanging around forever and draining their assets in care for a semi-lucid life aren't dealing with cancer or other illnesses where they're only alive due to marvels of expensive medicine. They're in a situation where their bodies are still alive even if the brain is effectively dying and we as a society do not have an answer to that situation other than spend a fortune to keep them going. [/quote]

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