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Reply to ""Fully fund" college... how much?"

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[quote=Anonymous]This thread may be getting derailed but I just wanted to highlight that many privates are now in the $80k range (I think USC may be over $90k). And tuition increases every year. So if that's your target plan accordingly.

There are lots of ways to pay much less than that - but not for every/any school. You can run the net price calculator at any school to get a sense of whether your income will make your kid eligible for financial aid, and how much. Do that. But also hunt around here and on other college forums for strategies for finding 'deals' - merit aid, OOS schools that offer instate tuition to high achievers, etc. There are tons of options you can pursue if you are savvy.

But also be clear that for the most part, the top privates and SLACs don't offer merit aid or other 'discounts.' They do offer income-based financial aid of course, but not the price breaks that less competitive schools often use to recruit kids.

Every family needs to figure out what is right for their financial situation and their kid. Most schools can provide a great education, but every kid won't do equally well in every environment. My kid applied to publics and privates, had some great choices including merit, and in the end we're footing a full pay private tuition, with struggle and sacrifice, because we guessed that was best for him. So far it's proven true - he's doing really well and loving college.[/quote]

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