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Reply to "If you took out six figure student loans for a professional degree, what was your strategy "
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[quote=Anonymous]Graduated in 2006 with $100K debt with 1.875% interest rate so began the 30-year repayment plan (FFEL loan) with graduated payments ($200 then $300/month). Lived my life without that being a burden, bought a house in 2012. I switched to a fed job in 2011 and when the PSLF waiver came along converted to Direct Consolidated Loan. I had been paying my FFEL loan through Jan 2022 when the consolidation went through then was on covid forbearance. I worked for a couple years part-time when my child was a baby, so I met my 120 PSLF payments this March. Now I'm waiting for my forgiveness to be processed (will have $42K forgiven). Without the waiver I'd be plugging along with my $300 monthly payment for another 15 years. [/quote]
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