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[quote=Anonymous]

To the young poster with parents in their 50s, you could really help educate them by giving them this web site to look at.  Also by encouraging them to join and support any senior center in their community, especially if it offers free community programs on aging, future legal and financial decision-making, Medicare versus Medicaid etc.  They are young enough that they should talk to their financial planner or go to a Certified Financial Planner for a fee-based one or two session evaluation of their financial resources and whether long term care insurance would make sense, especially since you are an only child.

OP - It is unclear just exactly what you would have to offer in terms on funds or direct supportive care of your parents.  If you have not done so, it might make more sense to talk to your sister (with OCD) and see for the present what might be helpful to her, being clear that you will have set boundaries in not shifting your work/family life around or whatever else is key for you to keep a balance.  For her, non-judgmental things you could offer would be finding an agency or private person as through Care.com to provide respite on a night or weekend time that would be helpful to her.  Also possibly, to offer to cover meals ordered from a company or dinner from local restaurants a couple of times a week, a cleaning service to come perhaps once or twice a month etc.  Or would she like a local person who deals with elderly persons to help her figure things out as she is the person onsite call an Elder Care consultant or whatever - you can research likely through Office of Aging in their area.

I would back off from directly helping your folks and try to reach out to your sister in a respectful manner.[/quote]

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