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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We are at a similar HHI and net approximately $20k/month with 2 extra pay periods. After $7k mortgage, you have $13k/mo remaining. Is that not enough? Even if you allocate $6k for childcare, that’s still 7k/mo for basic living expenses. [/quote] Congrats, you have the mindset of someone who will be tied to their job until age 65+.[/quote] Not sure why you’re coming at me. This isn’t my budget. We net $20k per month and spend $10k so you can take your preaching elsewhere. I’m simply asking why HER budget isn’t working despite numbers suggesting that it should. [/quote] You basically told OP, "You take home $20K and your expenses are $20K - what's the problem?" Most people earning $400K wouldn't think it's OK not to save any money beyond their 401k.[/quote]
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