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Reply to "I don’t understand how my neighbors are paying for their renovation"
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[quote=Anonymous]We were in a similar situation decades ago, except we bought our house (not gifted) and had no family money. We sold our first home, which gave us enough to put 20% down on the second one. DH and I both had grad school loans we were paying off and car payments, too. Bought a house for about $600K, and spent about $500K renovating. We funded the renovation through a combo of selling stock granted to DH through his job, taking out a HELOC, and some cash. We refinanced the HELOC when rates went down. Our HHI was around $200K. [/quote]
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