Reply to How the US is subsidizing high-risk homebuyers

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=jsteele][quote=Anonymous]I have been searching for more information on this plan.  What I did find is that this is for people who purchase or refinance after May 1.  
Regardless of whether those with a high credit score and 15% or 20% down payment have an advantage already, they are [b]still getting punished for having good credit and saving for a down payment.[/b]  
[/quote]

They are not getting punished. Buyers with high credit scores and large down payments have an advantage now. They will continue to have an advantage after May 1. [b]The advantage is not as big, but it is still significant[/b] [/quote]

The advantage is not as big, because part of that advantage goes to the one that did not work for it. No matter how you spin it, it stinks for those that do the right thing.

If you have $1,000 in the bank, and I have $100, you have a $900 advantage. Let’s take $100 from you and give it to me, you still have an $800 advantage, so it’s fine right? [/quote]

[b]Is $800 not an advantage worth working for? [/b]If things are so easy for irresponsible people then why are you still paying your mortgage every month? Oh yeah because there is an actual advantage to being responsible despite your hyperbole.[/quote]

Of course it is, but I earned a greater advantage by working for it. Do I not deserve what I earned? Why does anyone deserve part of what I earned vs earning it themselves?[/quote]

You still get more for working more. That’s the point that matters to you and yet you are still not happy even when getting that. You are just a bitter person who wants to punish others who made different choices or faced different life circumstances than you. [b]Having good credit isn’t exactly rocket science or some special moral achievement[/b].[/quote]

Then why don’t  they have good credit? [/quote]

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