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[quote=Anonymous][quote=Anonymous]OP here.  Did not expect a four page thread on this but I should have known better ;)

So to answer some questions, first off DH hasn’t been making 7 figures as partner for five years, just for the last one.  He was 500K, then 650, 800, etc.  He worked his way up.

Yes, our savings are our retirement as well, hence why I’m anxious.

For the PP who asked why he’s miserable- I think most people who have been in big law or know someone married to Big law know the answer, but it’s relentless.  You’re either crazy busy and stressed or not busy and stressed because you’re worrying about billable hours.  You’re at the mercy of the clients anytime day or night.  But most of all it’s cutthroat and money and clients are power and DH just doesn’t like to operate that way.

And yes, he’s had a government job before.  This is his second firm, and he did five years in govt between them.  He loved every second and was so happy, but we then had a third child and our oldest was starting school and we needed to leave DC for better schools and a bigger house so he took one for the team.

And I have never said I’m not open to going back to work once my youngest is in school full day.  But as I said I’m a teacher and even if I go back, while it would help, I’m not going to be bringing in anything significant.

Our spending is primarily mortgage, household bills, and food.  He’s often not home for dinner and I have three young kids so we eat out or order in more than we would if he switched jobs.  His law school loans are paid off, and we have no other debt.  I think like a lot of people out discretionary spending is Amazon purchases and target runs and yes it all adds up.  We would 100% be willing to rein that in.  My concern stems just from the basics- food, mortgage, bills, etc.  Our older two kids do a lot of sports (not summer camps because I’m
Home with them and they don’t need to) but we aren’t willing to budge in spending for their activities.  We are also committed to 100% financing their undergraduate educations.  Neither DH nor I had any undergraduate student loans and we feel very strongly about starting off kids off without debt.  If they decide to go to med school or  law school or what have you, if we are able to help we will but no guarantees in that front.  [/quote]

Teacher is perfect OP. You get summers off and don't have to spend on summer nannie or camps.

He will be home for dinner if he is a fed. And you can cook big pots on the weekend so you have less work during the week. I cook beans and enough chicken for 3-4 days, so we don't have to make dinner every day.[/quote]

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