Reply to Paying for college $75K

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]College is such a ripoff. Forget loan forgiveness, how about everyone put pressure on these universities to come back to reality. They are solely responsible for the crippling debt kids find themselves in. [/quote]

College is crazy expensive, but people like OP constantly make their own beds and then down the line will cry about it. She is barely upper income for this area, she is NOT middle class and has a lot of opportunity however she is planning on squandering it on a school her kid has no business at. If parents didn’t behave like the OP and refused these obscenely expensive schools they can’t even afford, then these prices would not exist.

Americans need to take responsibility for their financial stupidity.[/quote]

The prices would still exist because there are plenty of people who make what OP makes and have been putting away aggressively since birth, there are people who make what OP makes, but in region where a LOL col would allow them to pay the tuition out of salary, and there are people who make more than OP who are happy to take OP's kid's spot and pay the tuition [/quote]

^^^This. It is also the case that not that many people pay the full $80,000 tuition. Outside of the top 20 or so colleges, the students at private universities are smart poor kids on financial aid, very smart MC/UMC/rich kids on merit aid, and middling-smart UMC/rich kids. The top 20 schools generally have very generous financial aid, so it’s only the UMC kids who have parents that didn’t save that get admitted to the very “top” schools that struggle to pay. If those kids refused to attend the prestigious schools that don’t offer merit aid, there’d be plenty of smart rich kids happy to take their place.

Some of the smaller private schools that don’t have large endowments are struggling financially, but it’s because they already offering large discounts off their “sticker price” to attract students. If a college is prestigious enough to get away with actually charging $80k a year, it’s because there is excess demand for their product. [/quote]

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