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Reply to "Courtesy Calls from Wells Fargo aka Shitheads"
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[quote=Anonymous][quote=Anonymous]Somebody who knows a lot about the mortgage business once told me, why let them earn interest on your money for two weeks (between the 1st and the 15th), when you can earn this interest on your money for two weeks.[/quote] They are already earning interest on your money for those two weeks, since it is calculated on the amount you still owe them. If you pay them earlier, then they don't earn as much interest on the reduced principal. Unless your money is earning interest at a higher rate than your mortgage, waiting to pay it costs you more than it earns.[/quote]
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