Reply to After reading this forum…I feel like I did it all wrong. Or did I?

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[quote=Anonymous][quote=Anonymous]A lot of people on this forum seem so obsessed with the idea of not “overspending” (whatever that means), building wealth, having a high NW, maximizing everything, blah blah. It’s making me feel like I didn’t do things right because I only recently (in my mid 30s) began paying attention to my NW. This forum is making me go back and think through all my spending decisions and wondering if I did things wrong. For example, I spent part of my 20s in NYC and I spent a ton of money eating out. Not even just the local neighborhood joint, but Michelin star restaurants. It was a thing that my friends and I did because we were in NYC and the food is amazing and that’s one way we hung out. I also traveled a good amount. Like, lots of trips abroad, hotels, dining, etc. it adds up. I never felt like I couldn’t afford it, but maybe you all would say that should’ve been invested.

But…I sort of loved my 20s? And I think I’m okay being poorer because of my amazing decade. Or do you all derive some sort of thrill in saving all your money?[/quote]

My wife and I were married fairly young, at 23, and we spent a few years enjoying a lot of nice restaurants and traveling, and then in our later 20s we became parents.

All along, we invested half our income. Like you mentioned, we enjoy the idea of building wealth for ourselves, and building a financial legacy that will eventually pass to our children.

I’m satisfied with the balance that we struck. Only you can decide if you are satisfied with where your personal goals are, and if anything should change so that you might achieve them.[/quote]

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