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Money and Finances
Reply to "Make $200k, credit card debt, no savings "
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[quote=Anonymous]You can pay off everything except the student loans within a year. This is very, very doable even without the big cuts others have suggested (though those are good ideas too, as you definitely need to change your spending habits). Even easier to do if either of you have bonuses coming. Personally, I've found it easiest and most motivating to knock down one debt at a time. So pay off that 401K loan this month. Move the CC balance to something at 0% and pay the IRS in full in the next few months, and then knock out the CC bill by the end of the year. I can't help your marriage :) Assuming DH does not have a gambling habit or other serious, negative drain on your finances, you could take it over in full. I have done this and it works well for our family. [/quote]
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