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College and University Discussion
Reply to "Paying for college costs"
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[quote=Anonymous]"Parent Plus loans here. I was a single mom for most of my kids' childhoods so there was no chance of savings, as much as I wanted to do it. My oldest got 2/3 of her tuition in merit aid and I let her take a small loan, but I cover $10k/year in loans. My middle child starts next year and my guess is I'll end up borrowing about the same amount again for her too (they'll overlap for a year). It's not my ideal situation but I'd rather have them graduate owing as little as possible." Not sure what you mean by a small loan for your DD. But you should max out the student loans before borrowing with Parent Plus Loans or anything private. The rates and terms of the student fed loans are the best you can get, especially compared to parent and private loans. If you're concerned about her holding debt upon graduation, you can always contribute toward those loan payments when they come due.[/quote]
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