Reply to Enlighten me about SAHMs and credit cards

Forum Index » Off-Topic

Reply to "Enlighten me about SAHMs and credit cards"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]I became a SAHM last year and was approved for an Ann Taylor CC just a couple months ago.  Did it to get the new card discount and never considered my lack of income.  I had to show my DL and major credit card.  I used the MC card that I've had for 20+ years, for which I am the primary, as my major CC for the application.  Took 3 minutes to open the account.  Maybe using my own CC made a difference?

When DH and I were married 8 years ago and consolidating finances, we each had a MC account.  The rewards on his MC were slightly better than mine, but I insisted on keeping my card for consistency on my credit report.  I moved into his condo and did not have my name on the mortgage since he bought it prior to our marriage.  [/quote]

This is a slightly different situation.  The Ann Taylor CC can only be used at Ann Taylor, Ann Taylor Factory Store, LOFT or LOFT Factory Store. Also online at ANNTAYLOR.COM or LOFTonline.com.  Ann Taylor may assume a limited liability and be looser with the restrictions.  A store or chain are likely to be under less liability than a general CC.  And Ann Taylor probably has a lot lower dollar limits, has fewer customers and lower liability for damages.  I doubt there are many people that are going to go on a shopping spree and default on debts to Ann Taylor than to MasterCard, Visa, Discover, etc.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics