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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I would reconsider this entire plan.  Why not just have your DW downshift to a less stressful job and see what that looks like?  Let's say she gets something making $110K you're still collectively pulling in $250K which should be plenty of money.  [/quote]

This would require selling house, moving and changing school for our 3 kids

And DW does not want this because she is worried about paying for college so dropping income is untenable without severe need (medical, etc). [/quote]

I don’t understand why this means you have to sell your home. Unless you are living that paycheck to paycheck in which case you have a spending problem.

[/quote]

+1.  Unless there's some kind of special needs situation if reducing your HHI to $250K requires you to sell your home you have a spending problem so maybe focus on that first.[/quote]

We currently make $380k but most goes to mortgage ($6k). We bought close in, small old house but a proper SFH inside beltway with good schools.

Dropping to $250k is dropping gross income by 1/3 — do most people live on 2/3 of their income just to have option to drop the other 1/3??[/quote]

Yes, most people that make what you make can drop their income by 1/3 and be fine.  At your income level you should be saving a ton of money not spending most of it. [/quote]

*hard eye roll* no-most people outside of DCUM land cannot drop their income by 1/3 and be fine without making lifestyle changes. So typical that this thread would turn into bashing OP for spending too much instead of providing helpful career advice as requested.[/quote]

I think that the thing op is looking for (a way to pivot to a 350k breadwinner job from his nonprofit role) is a long shot, so posters are looking for other ways to help them reduce the DW’s stress level. One way is cutting back expenses. [/quote]

Except the PPs were saying OP shouldn’t need to cut back expenses and should already be living on <2/3 of his income, basically saying doing otherwise is irresponsible which is just out of touch with reality.[/quote]

NP and it's not that anyone should be able to cut their income by 1/3, it's anyone making what OP and his spouse are making that should be able to reduce their income and be fine.  It's not like a couple with a normal salary where basic expenses consume most of their income, if OP is truly spending most of his current income there should be a ton of discretionary items that can be cut.[/quote]

You act like $300k is some ridiculous wealthy salary. It’s all consumed by having a modest house with okay schools and good commute. That’s it. I suspect those with similar salaries but cheaper houses have at least one spouse not commuting or are even single breadwinner households where they can live wherever and the worker commutes as needed.  We both commute downtown, and there are no cheap options for that. [/quote]

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