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Reply to "If you max out your retirement, what is your income?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I did it from the outset. Prioritizing retirement savings over current spending is the best path to a secure future, but many people prefer current consumption at a higher level over a more restrained lifestyle. IF you start maxing out retirement savings from your very first job, it becomes an accepted priority and practice, rather than something to eventually get around to. Given the time value of money, delaying the start of saving and investing is very costly. [/quote] I agree. I always maxed out my retirement, no matter what salary I was making. I prioritize that over consumption. Currently, I make $110K. I don't have any other debt. I'm 46 years old.[/quote] Another one who has always maxed (in the true sense of the word). If you don't have the money to spend, you don't spend it. At 59 I have $2M in my TSP. [/quote]
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