Reply to 400k salary and creep factor we never really have much left

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You don’t need to donate to charity if you feel not wealthy yourself.[/quote]
Studies have shown that MC are the most generous to charities. Remember the story in the Bible of the poor widow who gave her last 2cents.

OP doesn't have to give $15k to charity but it's seriously ridiculous to say someone who makes $400K doesn't feel wealthy enough to give to charity.

It's also ridiculous that OP doesn't feel wealthy at $400K.

Our HHI is $250K, and we are very comfortable, including taking one flying vacation every year.  We have teens, and their activities are pricier than when they were younger; save $15K/yr on college; max out our retirement.

But here's what we don't do:
1. have expensive cars
2. eat out a ton
3. buy expensive clothing/shoes/bag/accessories
4. spend a ton on entertainment

IMO, at $400K, OP could do some of #1 to #4 and still save.

I guess it goes to show that even people with a lot of money need better financial literacy.
[/quote]

Of course you can donate to charity and you should.  You’re not facing a high tax burden.  [/quote]

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