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Reply to "400k salary and creep factor we never really have much left "
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[quote=Anonymous]I’ve always followed the rule to “pay myself first”. We both max out our 401ks and I max out my mega Roth (25k) by May of each year. We also do direct deposit of X$ into our brokerage each month and $x into savings which cover future cars, home repairs and trips. We then yolo all of our savings each month without regard. We do not give to charity, but we do donate to our kids schools. However that only adds up to about 10k/yr I find paying ourselves first via direct deposit is nice because I never see that money and know I can spend everything that hits our savings. [/quote]
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