Reply to “ED is to locked down full payers”

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[quote=Anonymous][quote=Anonymous]Lots of people need merit aid. 
Not of schools aren’t giving need-based aid that fills the hole — and not just relevant for those who didn’t save enough. There is a thing as the missing middle that is a big issue in college apps. 
These kids are disadvantaged enough in the process. And often skipping ED is just another disadvantage. We should make it easier for these kids -not harder.[/quote]

There are PLENTY of colleges that give merit aide....just not T50 schools. So find a great school with admission rates over 30-40% where your kid's stats are at/above 75percentile and apply to several of those.  Your kid will get great merit and attend an affordable to you college. My own kid attended a T80 school with 33% tuition merit/year.  Total cost to us was only $40K, not $60K each year.  And we didn't need/were not searching for merit.  This was at a school with 70% acceptance rate and my kid was at ~50% for scores/gpa.  My kid also had a school acceptance of a T120 where they got 70% tuition because they were at 85% for scores/gpa so total cost would have been ~$28K/year.   These are both schools majority of people have heard of---both great schools, both private.  We got all of that without even really trying (we are full pay and can afford the elite schools so $ not an issue).  Had we attempted to find merit we likely could have found a place that gave a full ride.  This is for a kid who took 1 AP senior year (and had a D in it first semester),3.5 UW gpa and 26 ACT.  There were still plenty of much "smarter" kids/intellectual stimulation for my kid at college.  So yes, if you have not planned and saved, then the "elite" high priced schools may not be in your range, but there are still plenty of excellent places you can seek out merit if you need it.[/quote]

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