Reply to Stop including your spouse’s net worth as part of your own!

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Reply to "Stop including your spouse’s net worth as part of your own!"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]It’s very obvious what’s going on here: OP is either not married or divorced but in either case is currently single, and it irritates OP that other people talk about net worth by including their spouse because she or he feels like they can’t compete with that and it makes them feel inferior.[/quote]

Apart from the “feeling inferior” part, this is correct. I’m the OP, I’m single, and I do find data around net worth to be of little help.

Do you believe that one person with a $2 million net worth is in the same financial position as a husband and wife with a combined $2 million net worth?  Because that would be pretty ridiculous IMO.[/quote]

Ha ha so I’m right - you’re single and are annoyed by married people with higher joint net worths.

The government tracks net worth by family, not by individual, by the way.

I wouldn’t necessarily say that a married couple with $2 million are in the same exact position as a single person financially, but the chasm isn’t nearly as wide as you think.  Let’s take my situation as an example.  I retired early with a nice net worth.  I’ve also been married for 40 years.  We have one house, not two, our health insurance premium isn’t double what it would be if I were single, and our grocery bill isn’t double either because most food packaging isn’t made for single people.  When we travel we don’t stay in two hotel rooms either.  Yes, some expenses are double since there are, in fact, two of us - but the big expenses - housing, medical insurance, groceries, utilities, car, etc. are not.

I know this kills you to hear, but it’s true.  A married couple with a net worth of $4 million is absolutely much better off than a single person with a net worth of $2 million.  They may not be doubly better off, but when it comes to the big living expenses they’re pretty close.  [/quote]

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