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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Most of the pps are either 1. Liars. 2. Bought more than a decade ago or 3. Got  major assistance from family/inheritance that they used toward down payment [/quote]

Or most of the posters here live in a bubble and are completely unaware of or unwilling to consider any house outside of a few of the most highly desirable and sought after areas. The majority of people cannot afford a 4000 a month mortgage. Where do you think they live? There are neighborhoods in Montgomery county where SFH do not cost 850k.[/quote]
OP here. Are those people on DCUM, though? If you look at any of the threads citing HHI on this board our HHI of $250k sounds VERY middle of the road.[/quote]

Maybe more DCUM posters making a "middle of the road" 250k (haha) should be looking in more affordable areas. I think a 650k mortgage on a 250k HHI is too much of a stretch. You did not need to buy a house that expensive. You wanted a house that expensive and are complaining that your mortgage is 4k/month and cannot fathom how people afford it without inheritances or having bought years ago or being liars. Some people choose to live farther out, buy something that needs updating, or buy something in not the most coveted schools in order to have a more affordable mortgage.[/quote]
I'm not complaining, it's well within our budget and we save plenty. I was just surprised to see that everyone else seems to be paying so little.[/quote]

You aren't alone. We are millennials and bought a 1m house with a 800k mortgage on 260k income 5 years ago (Arlington) and our mortgage feels very comfortable. Even with 2 daycare payments and maxing out 401ks. Our PITI is around 4600 and we pay 6k.[/quote]

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