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Reply to "DH makes $400k/year and is on the phone arguing with the gas company over $50"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Folks, call on your medical bills too. Pretty much all medical bills are negotiable. I managed to get $40,000 of medical bills down to around $9000. It took me about 2 hours on the phone. This was a number of phone calls had I had to call the hospital, doctors, labs etc all to get negotiated rates. I called A/P at each location. I'd tell each phone answerer that we really could not afford the bill and what was the best price that they could give me. [/quote] No insurance?[/quote] Who has such great insurance that they have never been ripped off under their policy for a coinsurance or wrongly calculated annual deductible or out-of-pocket maximum? Even with insurance, it is well worth it to examine and negotiate bills and argue claims. You should know that standard practice at insurance companies is to fully deny claims they should cover and see if some poor schmo who does not have enough time to examine their policy to pay it. Some have been known to do this seven times in a row. A medical practice with a good billing and business office will know how to play this game but not every medical practice has staff that do this and some patients get stuck with the insurance billing "mistakes". I always ignore the insurance bills initially and call the doctor's office to see if the claim is still being litigated and then ask what to expect as the true coinsurance amount.[/quote]
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