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Travel Discussion
Reply to "How much for a weeklong vacation for a family of 4?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP again. Oof. Guess it's mostly staycations next year then.[/quote] Use credit card points for travel. Thats what we do.[/quote] I love how people always suggest this to budget travelers as if "just spend ludicrous amounts of money every year on your credit card!" is a viable option. A round trip ticket on AA without ridiculous restrictions that make them basically unusable is 40,000 points, or 160,000 for a family of four, so that's $160,000 on your AA credit card. Hilton Honors charges 45,000 points a night for anywhere you'd want to stay, so 2 rooms for 5 nights is 450,000 points or $150,000 spent on your credit card. Even with the intro bonuses for signing up for the credit card (50k for AA, 100k for Hilton, [b]which is obviously a one-time thing[/b]) you're still looking at $225,000 required spend. Exactly how many families struggling to pay for a vacation do you think have the ability to put $225,000 on their credit card every year? [/quote] Incorrect, although it’s easy to see why one might assume otherwise. Most you can get multiple times, you just have to know the rules.[/quote] Not PP but how?? [/quote] Not the PP who wrote that, but there are many ways to get multiple sign up bonuses. There are different cards which earn the same points- I think there are 4 different AA cards, for example, that you could hold all of them. Also you have 2 people to apply for cards if you are a couple. And there are waiting periods where you could get another bonus after a certain number of months/years after getting it in the past. But seriously the world of churning credit card bonuses is quite complicated, and something you shouldn't jump into without being willing to make a significant time/effort commitment.[/quote] I wouldn't say we're credit card "churners," per se, but I have opened/closed some cards based on points, lack of annual fees, etc. There are lots of websites that will break it all down for you. For example, I opened a Delta Skymiles card, no annual fee for the first year, and got 40k miles by spending $1k in the first three months (we aren't HUGE spenders, but that's easy peasy). Then 2x points at supermarkets and restaurants. plus 1x everywhere else, and we were able to earn another free ticket by the end of the year. Much easier to pay for two flight tickets than four. Then I cancelled it at the end of the year. Most recently, I opened a US Bank card - $0 annual fee for the first year, 4x points on gas stations and travel, 2x points on streaming services, 2x points at grocery stores, grocery delivery, and dining; 50,000 bonus points when you spend $2000 in eligible purchases within the first 120 days of account opening. That'll get us two, probably three tickets. It took me very little time at all to research which cards to get etc. [/quote] Defininetly. There are several big websites that give you all the info you needed about which cards to sign up for. They get referrals for many of the sign ups, which is why the websites exist. I prob signed up for 80 cards in my life. 2M points total. Stopped doing it when the family wasn't using the points up. Best card in my opinion for a family is apply for 2 Southwest cards to get the Southwest Companion pass. Spouse should do the same thing. The pass saves so much if you leisure travel domestic or to caribbean several times. You also get all those Southwest points from the sign ups. [/quote]
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