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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP again. Oof. Guess it's mostly staycations next year then.[/quote]

Use credit card points for travel. Thats what we do.[/quote]

I love how people always suggest this to budget travelers as if "just spend ludicrous amounts of money every year on your credit card!" is a viable option.

A round trip ticket on AA without ridiculous restrictions that make them basically unusable is 40,000 points, or 160,000 for a family of four, so that's $160,000 on your AA credit card.

Hilton Honors charges 45,000 points a night for anywhere you'd want to stay, so 2 rooms for 5 nights is 450,000 points or $150,000 spent on your credit card.

Even with the intro bonuses for signing up for the credit card (50k for AA, 100k for Hilton, which is obviously a one-time thing) you're still looking at $225,000 required spend.

Exactly how many families struggling to pay for a vacation do you think have the ability to put $225,000 on their credit card every year?     [/quote]

I don't think you understand the credit card programs well.  The 2 ways to amass large points is: 1) sign up bonuses.  2) shopping online at the portal which can give 4x to 8x on online shopping depending on the store and the seasonal point promos.

I have 350K AA points and 700K other airline and hotel points, about 90% from sign up bonuses.  Spouse has similar amounts.  In the past, sign ups can be done every 1-2 years to the same card with no issues, but it is different landscape since a couple of years ago.

The other method that some people do is manu spending, which I will not get into here.[/quote]

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