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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you're not approaching retirement you have the time to make changes.  You could look for more demanding and better-paying work.  If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences.  You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond.  Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be.  Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

[/quote]
Let’s be real.  A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.[/quote]

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.[/quote]

Stop making excuses. It's never too late in your 30s or 40s. It's not easy for sure but life isn't easy either.
There are many examples of people that have switched careers in their 30s and 40s. It takes courage and determination. 
[/quote]

What is your recommendation for a 40 year old project manager to boost salary to $400k by 45: go. [/quote]

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