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Reply to "Afford $1.8M on 300K?"
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[quote=Anonymous][quote=Anonymous]+1 on your 529s being very underfunded, especially if your kids are already in elementary school. It goes by fast. [/quote] This. You’ve misinterpreted the tax deduction rules for 529s in Virginia. Plus you’re allowed to put more in than the tax limits, you just can’t deduct the over-amount on your taxes. I also don’t understand your avoidance of investing the money you have left over after 401k/529/etc. I hope you’re at least buying I-bonds and finding other reasonable interest-earning vehicles for your savings. It’s sort of strange to me that you won’t invest money in stocks, but you’d consider buying a $2m house on a $300k annual income. One position is extremely risk-averse, the other is incredibly high-risk. It doesn’t make sense. [/quote]
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